How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask FiveStarLaw Your Own Question

FiveStarLaw, Attorney
Category: Bankruptcy Law
Satisfied Customers: 3319
Experience:  Bankruptcy Lawyer. Experienced.
Type Your Bankruptcy Law Question Here...
FiveStarLaw is online now
A new question is answered every 9 seconds

Just moved back to Canada (Im Canadian, husband in American).

Customer Question

Just moved back to Canada (I'm Canadian, husband in American). I work full time and my husband is in Canada on a student visa, with his schooling being covered by his GI bill benefits (he was active duty Air Force for 12 years, honorably discharged).
We have 30,000+ in unsecured credit card debt in the States, and a mortgage in the States (we have no equity in the mortgage and currently have renters living in the house, paying the mortgage payments). We do have a house in Canada, but it was purchased through a private mortgage, not through a bank.
We are considering filing a Chapter 7 bankruptcy, but need to know how this will affect:
-our mortgaged house in the States, and the renters currently occupying it
-my husband's GI bill
-my credit rating in Canada
-our personal mortgage in Canada
Any advice would be greatly appreciated. We are behind on two credit card companies' payments, and have debt collectors calling every two hours daily from one. Juggling bank accounts both in Canada and the US, bills both sides, and living in Canada/working in the US (bordertown), is extremely complicated, and we have not transitioned well. We moved to Canada last year.
Thanks in advance for your time.
Submitted: 3 years ago.
Category: Bankruptcy Law
Expert:  Legal Ease replied 3 years ago.
I am sorry that your question has not yet been answered.

Can you let me know if you still want an answer?

If you do I will make my best efforts to find an expert who can answer this question for you.

So please just let me know.

Customer: replied 3 years ago.
It's all right. I am not in a time crunch, so perhaps I inappropriately prioritized this question as urgent. It is an urgent and pressing question, but I can wait for an answer. While I do urgently need to resolve our current financial situation, without an informed direction, I will continue on as is in the meantime.

In short, yes, I'd still love an answer. I know our situation is extremely complex, which is why I appreciate the expert legal advice.

Many thanks in advance,
Anna-Lee Higgins
Expert:  Legal Ease replied 3 years ago.
I think the problem is that you are asking about US law primarily.

So I moved this question to the US bankruptcy law list but then it was moved back to the Canada law list.

No one on our list knows US law.

I suggest that you post a new question about the US aspects of the question leaving out that Canada law aspects for now and post it under "bankruptcy law".

You can the post a second question under Canada law later if necessary.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
< Last | Next >
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
  • My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer. Eric Redwood City, CA
  • I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight. Michael Wichita, KS
  • PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent. Three H. Houston, TX
  • Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!! Elaine Atlanta, GA
  • It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem. Tony Apopka, FL
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK

Meet The Experts:

  • FiveStarLaw


    Satisfied Customers:

    Bankruptcy Lawyer. Experienced.
< Last | Next >
  • FiveStarLaw's Avatar



    Satisfied Customers:

    Bankruptcy Lawyer. Experienced.
  • Terry L.'s Avatar

    Terry L.


    Satisfied Customers:

    Better Business Bur 15yrs bankruptcy experience. Chicago Bar
  • cortrightlaw's Avatar



    Satisfied Customers:

    Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.
  • dylatess's Avatar



    Satisfied Customers:

    37 plus years of experience specializing in bankruptcy law
  • JoeLawyer's Avatar



    Satisfied Customers:

    Attorney in the practice of Bankruptcy Law since 1996
  • Brent Blanchard's Avatar

    Brent Blanchard

    Bankruptcy Attorney

    Satisfied Customers:

    Twelve years experience in all aspects of debtor & creditor BK.
  • A.J.'s Avatar



    Satisfied Customers:

    Experienced consumer bankruptcy attorney.
Chat Now With A Bankruptcy Lawyer
3319 Satisfied Customers
Bankruptcy Lawyer. Experienced.