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Yes, she would. The "combined income" of a household is part of the Means Test and she would have to qualify just as you are now.
If you make too much money, she will not pass the means test, and therefore, will not be eligible for filing.
If you file bankruptcy and are discharged, you will no longer be legally responsible for any discharged debts. Thus, if your wife were to default on the house loan, you would not be liable for the debt so long as it was included and discharged in your bankruptcy.