Hi - my name is XXXXX XXXXX X'm a Bankruptcy litigation attorney here to assist you.
The only requirement under the bankruptcy code is that there must be 8 years between filing chapter 7 bankruptcies (727(a)(8)). The time starts with the date of filing, not the discharge date.
Thus, you are eligible to re-file.
Since this lawsuit is the only reason I would file again, is it stupid of me to file just for one creditor problem?
I don't know if this is "stupid". It really depends on the amount of debt you're talking about and whether it is possible for you to pay this money back or not.
If there's a way to avoid bankruptcy, I would recommend that. Otherwise, filing is available to you.
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