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If you are asking about filing bankruptcy, you should look for a local bankruptcy lawyer that has at least 7 years of experience and primarily specializes in BK law. You can use the links below to assist you.
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You may not need to file a BK on the S corp, there's really not much point there unless the name of the corporation has a lot of goodwill.
You can file a personal BK yourself using a link like the one below:
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I have nothing to do with the company at the link. I have heard others say it is a good BK paper preparation site for people who cannot afford lawyers. It should be able to walk you through the whole BK process and prepare the documents that you need to file. There may be others like it that you can google.
If you have an on-going S corp that you think is worth salvaging because of the goodwill associated with its name, then you can file a chapter 11 reorganization for it. This is what large corporations that go bankrupt do so that they can restructure their debts while keeping the name recognition alive. For smaller business, it may be better just to dissolve the corporation and open up a new corporation under a different name.
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Looks like you have about covered it.
Not really sure what you are asking. As with most all things in this country, if you do not have enough funds to hire a lawyer, you have limited legal rights unless you can do it yourself.
I would suggest that you use the BK paper service link that I provided earlier and file a BK yourself for your personal assets and just dissolve the S corp without filing a chapter 11 if the S corp does not have much name recognition value or other value that I am not aware of.
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