I received a a notification to appear in person for a pretrial conference. The plaintiff is a collection agency
. Am I being sued? It says that If I don't appear, or my attorney, a judgment will be entered against me. What do I do?
This is my situation:
Recently, I just finished paying the bankruptcy attorney's fees. I live in Florida. However, I've been delaying the filing for about two months ago. The reason it's simply because I want to protect the little funds I have. Under Florida Law, if I have assets of more than $4000.00, I'd have to turn them to the trustee
. Anyway, a couple of months ago, I had assets equaling more than $4000.00.
However, this is not the case anymore. I lost my full time job since December and I've been unemployed since them. Right now, I went back to school.
Around February or March, I put around $2500 into my IRA. I also received my income tax, about $1800. I also had an insurance settlement for about $ 1700. I, also received a bonus for $1500 for being a reservist in the Air Force.
Second question is: if I file for bankruptcy, is there a chance that the trustee would demand some of this money I received? At this point, there is not much left. This is why I've delayed the filing because I want more than six months to pass after having received all of these funds.
I'm just worried because I feel that these collection agencies are cornering me with these court appearances.