Hello and thank you for allowing me the opportunity to assist you.
Unfortunately, you cannot discharge a debt that was incurred fraudulently, such as self-dealing while having power of attorney. So a bankruptcy won't help you eliminate that debt. The hospital and other debts can likely be discharged in bankruptcy, however.
With regard to the debt owed to your step-father, if your only source of income is disability
payments from Social Security, then he cannot garnish your income. If you have no other assets to use to pay that debt, then your step-father probably won't ever be repaid. If you want to get out from under that debt, then you can likely settle with your step-father since there is likely no other way that he'll be paid.
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