Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification.
Was the mortgage listed in your 2008 bankruptcy?
1. The mortgage should not have been transfered as their was an automatic stay.
2. It may void the transfer, but not certain
3. You need not reopen the chapter 7 but litigate the matter in your chapter 13 case,
Under what guise would you attack it? That the creditor violated the automatic stay of the 7 with the false transfer?
So would an adversary proceeding be in order?
I appreciate your responses, I really do.
You would argue the current lien on the property is invalid, and was placed without your permission and in violation of the original chapter 7 automatic stay.
That's what I thought.
Thank you for your time!
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