Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Is this for a Chapter 13 Bankruptcy?
Your attorney has to file a Motion to Modify the Payment Plan. You cannot do this - your attorney must do it.
Your attorney is allowed to file that motion as many times as necessary - as many times as your financial circumstances change.
And yes - judges allow the change(s) in most cases.
Having one's plan modified only changes the payment amounts - it does not change the timeframe, and does not re-start the Bankrutpcy.
However, there is a filing fee for the motion, and you will have to pay something to your attorney to file the motion.