Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
There are 3 charges involved with a Bankruptcy:
1) Bankrutpcy court filing fee = $299.
2) 2 courses that can be taken online or by phone = up to $50 each = up to $100.
3) Attorney fee = around $1200.
If your income is below a certain amount, you can apply for a waiver of the $299 filing fee.
It takes an attorney about 2 weeks to prepare the papers. Once the papers are submitted to the Bankruptcy court, it takes about 6 months to get a discharge.
I'm not sure what you meant when you asked if you were missing anything.
I think this is what you wanted to know. If not, please let me know.Thank you!