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You have not necessarily broken the law unless you lied about when asked. If you received the death benefit after the foreclosure then you can open a new bank account at a different bank and deposit there. However, if the lender asks you about all the bank accounts that you have in your name and you fail to disclose the new one, then it could be considered fraud.
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You can always request me for a future question by starting your new question with "This question is for Maverick".
I checked my Transunion. It's indicated as forclosure initiated.
At the time of my dealings with flagstar and the collection agency there was none of this. My wife passed away after all of this was put into play. I received this check last week. I was notified of the judgement on 2/2 she passed on 2/12. So no one has asked me anything and I have not volunteered anything extra. Fact is I have not told the bank or collection agency she passed on.
Man If you're in Central Fla. I'd like you to be my attorney. I'll accept on your answer.
The judgement on the balance of a short sale will remain out there and I'll be in bancruptcy court before this is over. can they freeze my new account or easily find out about it. I owe my family so much and have to pay them. Thank you again Maveric.
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