I think you have a misunderstanding of the community property laws, as in community property states, debts that are incurred during the marriage - even if incurred by only one spouse - are considered to be the debt of both spouses, and only dischargeable for the spouse who is filing.
The non-filing spouse remains responsible for that debt, and including community debt only eliminates the liability for the spouse who is filing.
I think this is what you wanted to know. If not, please let me know.Thank you!
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