Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
At this point, there would be no way for those credit card companies to find out that you filed a Bankruptcy that long ago. The Bankruptcy court does not keep records from that long ago, and when you file now, you will only be asked if you filed a Bankruptcy within the past 8 years.
Also, when asked on a credit card application if you have filed a Bankruptcy, the question is usually, "Have you filed a Bankruptcy within the past 10 years?".
Accordingly, having said no to the Bankruptcy question on those credit card applications is highly unlikely to come back to haunt you if you file another Bankruptcy
I think this is what you wanted to know. If not, please let me know.Thank you!
The Bankruptcies that were filed after Pacer originated can be kept forever. However, there was no Pacer back in the 1980's. All filings were on paper then.
There is no Statute of Limitations that would apply.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).