Were all the debts in question paid in full over the course of the Chapter 13 plan?
We paid all that we were required to per the plan guidelines. However, the debts were not completely satisfied. For example, this debt , the total owed before the bankruptcy was 1400. They received 400 during the course of the plan. Now they are asking for the remaining 1000 2 yrs after the plan was completed.
Since the debt was not paid in full - the creditor can try to collect, since it was not discharged because of the prior Chapter 7 Bankruptcy. Bankruptcy Stat. 1328(f)(1).
However, in case you are interested, you can file another Chapter 13 once 2 years have passed since the prior Chapter 13 was discharged. Bankruptcy Stat. 1328(f)(2).
Since there was no discharge for your Chapter 13, there is no minimum time requirement.
I think this is what you wanted to know. If not, please let me know.Thank you!
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