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You will have to reaffirm the vehicle, and if the trustee understands that the car is your only option to travel, and that the insurance and car payment in not unusual, for someone in your financial situation their will be no issue.
Since their is no equity in the vehicle, the trustee will not force you to give it back to the creditor, as then you would have to discarge the $2000.00 extra amount owned as well.
You will have no issue, unless you have no source of income to actually pay the $300-$500 per months required for the vehicle, and insurance etc.
If you have any further questions or want me to clarify, please do not hesitate to ask.
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