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Yes, that is what is known unofficially as a chapter 20 and can often be a smart move. Also, since there has been a change in your payments, this will not likely viewed as fraudulent. Also, now would be a good time to file since it will not effect your credit for anytime longer than the chapter 7 which will be on your record for ten years while a chapter 13 is only there for 7 years.
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