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Category: Bankruptcy Law
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Experience:  BV Rated by Martindale-Hubbell; SuperLawyer rating by West
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We will be filing personal and business bankruptcy. Savings,

Resolved Question:

We will be filing personal and business bankruptcy. Savings, 401K are gone. ~150K in credit card debt. Even after debt is discharged we still have about 12K in back taxes which, as I understand it, won't be discharged, and a further 60K in loans from family which we are obligated to pay (unemployed for 12 mo., under earning before that.)

Obviously we need income to keep the house and the car as we have no way of paying for them even after filing bankruptcy. I have been interviewing for jobs in the 200K range. If I land a job, how can I protect the income from going to creditors? Are there timing considerations re: when to file bankruptcy, accepting a job, starting work, etc?
Submitted: 3 years ago.
Category: Bankruptcy Law
Expert:  Roger replied 3 years ago.
If you file Chapter 7 bankruptcy, any income you make AFTER the filing is not subject to creditors. Thus, there's nothing to worry about in this regard.
Roger, Attorney
Category: Bankruptcy Law
Satisfied Customers: 26114
Experience: BV Rated by Martindale-Hubbell; SuperLawyer rating by West
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