Thank you for giving me the opportunity to assist you. I encourage you to ask me for clarification, if you are not clear with my Answer.
Could you clarify?
When you said that you cancelled the action, are you no longer in bankruptcy?
Thank you for the clarification and the additional information.
Regardless of your bankruptcy, the foreclosing lender must still inform you of the date of the sale at least 20 days before the sale. See California Civil Code Section 2924c:
If the lender did not inform you and the property has been sold, you can get a consumer lawyer to file action in the Superior Court to undo the sale. You can find local attorneys here:
No, I do not take offense for the informal moniker. And for an "amateur law student" you did well by stopping the first sale using an RO.
Anyway and unfortunately, my answer would not be the same in light of the additional information. Since you already had a sale date before you filed the bankruptcy petition and the automatic stay was lifted, the lender was free to proceed with the scheduled sale date without giving you yet another notice of the sale. For all things concerning foreclosure notices see California Civil Code Sections 2924c, 2924f, and 2924g. I am sorry that the news is not good.
I am tired and ready to sign off.
So, I will opt out and give another Expert the opportunity to further assist you.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).