Hi and thank you for your question. In the future, you can request me to answer any further questions.
Homeowners associations are a different entity with a bankruptcy case.
They can collect from the date you filed the bankruptcy up to foreclosure or when the property sells.
you are liable for those amounts that come due, even if you are surrendering the property, since you are still the named owner of the property until the foreclosure.
You would not owe on any amounts due thru the date of filing.
They are allowed to charge collection and attorneys fees, as set out in your bylawsa.
You should request a date breakdown for these costs, and would only owe the amounts that come due post filing for all. thanks for your question, good luck to you.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).