Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Hi and thank you for your question. In the future, you can request me to answer any further questions.
I don't quite understand your question. Can who make you claim them? If you don't file for them, you won't receive the benefits if that is what you are asking.
are you there?
can you provide more details so i can properly answer for you?
hello, we are thinking of filing bankrucy and we were under the impersion that they can't count if med. disablilty and unemployment against us. He also has a stipit from the VA for retraining in School that they are using.
oh i see
Social security is not factored into the means test calculation (6mo budget analysis)
Unemployment is income
as well as disability
only income that comes from the Social security act is not counted.
are you trying to save a home with chapter 13?
the disposable monthly income that is the result of the means test calculation determines what percentage of the unsecured debts that are paid pack. you take that figure x 60 and that is what needs to be paid to them.
no the company we went with went bankruty themselfs so we lost our home and are not being charge the amount they lost in the sale.
if the result was negative, you can usually do a 10% repayment dividend to them, depending on assets in the case (you must pay enough back to protect any un-exempted assets)
if you pass the means test then chapter 7 is an option then, to wipe out the debt in about 90 days
do you have any specific questions?
nope that was it
ok great. if you have any further you can always request me.
thanks for your question, good luck to you.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).