Upon filing the Bankruptcy, there is an automatic stay for all court proceedings and all collection a
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Upon filing the Bankruptcy, there is an automatic stay for all court proceedings and all collection efforts.
Additionally, she should stop paying all unsecured creditors right away. The Bankruptcy court will send notices to the court and also to the creditors and their attorneys.
Were these debts included on Schedule F (Unsecured Creditors)?
This is the procedure:1) Fill out an Amended Statement of Financial Affairs (SFA), which is a form exactly the same as a regular SFA, but she would write "AMENDED" across the top of the form.2) Send a copy to 1) the Bankruptcy trust 2) the United States trustee and 3) file a copy with the Bankrupcty court clerk.
Each Bankruptcy case is assigned a Bankruptcy Trustee. His or her name and address will be listed on the "Notice of Chapter 7 Bankruptcy Filing" that she should have received when the Bankruptcy was filed with the clerk - either at the same time, or the next day.
Each case also has a United States Trustee, the name and address of which is also on the Notice. If you have trouble finding either, you can call the court clerk for the information.
She has to send the copies to each Trustee - the court will not do it.
(By the way, there are 2 Trustees for every case, and each case has the same US Trustee, but each case has a different Bankruptcy Trustee.)
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