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Terry L.
Terry L., Attorney
Category: Bankruptcy Law
Satisfied Customers: 2602
Experience:  Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.
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If I declared chapter 7 bankruptcy and it was discharged in

Customer Question

If I declared chapter 7 bankruptcy and it was discharged in June of last year, would my private student loan of $50,000 be included in the discharge? Before the bankruptcy my loan was through Chase and then went into default and then into collections. I did not hear from the collection agency since the bankruptcy, plus I am in school full time. Would my private loan be dismissed in the bankruptcy? I understand federal loans are not. Also, which credit agency is more relevant? Trans, Exper, or Equifax? This is what my credit report states:      TransUnion     Experian     Equifax   Past Due:     $0     $1825     $0   High Balance:     $42101     $42101     $0   Terms:     0     287     0   Limit:     $0     $0     $0   Payment:     $0     $480     $0   Opened:     07/25/2007     07/01/2007     07/01/2007   Reported:     01/31/2009     12/31/2008     03/01/2009   Responsibility:     Individual     Individual     Individual               Remarks:   [TransUnion] Chapter 7 bankruptcy   [Experian]   [Equifax] Bankruptcy Chapter 7 Included in bankruptcy
Submitted: 6 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 6 years ago.
Duplicate question.