The court has full discretion to dismiss a bankruptcy case for failure to timely file required documents, per the Federal Rules of Bankruptcy Procedure. I've had two clients face that for exactly the reasons you describe. I just cannot help someone who does not provide the information on time. It would be a crime of perjury for a debtor to sign off on filing something with made-up numbers just to meet a deadline, too.
With do-it-yourself filers, the BK courts often stretch the rules and give debtors a second chance to get it right. A third chance happens, but not always. I believe I have seen only one case (including others I have observed at the Section 341 Hearings) where a debtor was given a fourth chance.
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