Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
The Certificate of Service (aka Affidavit of Service) is a notarized statement that the amended schedules were sent to the creditors. The Bankruptcy court sends the schedules to the creditors that are on the matrix that was filed with the petition, and the debtor has to send amended schedules to any creditors that may be affected by them. This usually means sending the Amended Schedule E to any creditors that were added to that Schedule, and an Amended Schedule F to any creditors that were added to that Schedule.
Are you saying that the creditors on the matrix were not listed on the Schedules that were filed with the petition?
The court did send the "Notice of Chapter 7 Bankruptcy Filing" to the creditors on the matrix. This is the only thing that is sent to creditors. If the creditor wants to see the Schedules, they have to get them from the court's website. Until the Schedules are amended, they are missing relevant information.
When he fills out the Amended Schedules, he has to add the information from the matrix in addition to 1) the type of debt, 2) date incurred 3) amount owed 4) last 4 numbers of account number. None of this additional information is on the matrix.
Yes - the Certificate of Service gets filed with the Bankruptcy court clerk along with the Amended Schedules.