HI and thank you for your question.
I run into this often, meaning that the means test is close, and the required #s may be slightly different than those presented by the clients.
You should meet with the attorney before converting.
If you feel your numbers will show that you pass the means test, then you should bring proof of that with you. Bring in all paystubs for the 6months leading up to the case, and proof of all expenses for the last 6 months, so that the attorney can calculate the figures with you.
Since the US Trustee has objected, or will, then you will need to justify changes with proof.
If you feel you pass and the trustee still objects, you would need to have a hearing on the matter for the judge to rule on. At that time, you can file a motion to convert to chapter 13 if you still don't pass the means test for the ch7. Good luck.
still there Terry?
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