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as stated in the original question.
entered chapt13 in 2004 paying at 80percent.
was dismissed in 2007 because i did not hand in my federal tax return to lawyer for trustee.
lawyer suggested i refile.. charged me 700 more dollors, and reconfingured chapter 13 receiving a new case number XXXXX at 100 percent. which is for 5 years that is planning to discharge in 2012.
And yes you are correct 5years is maximum. I have been in for 6 years now with 2 more to go. which is ineffective for me because now that i lost my job, i still stand at risk for loosing my vehichle that put me in 13 in the first place as well as my home which wasnt in jeaopardy of foreclosure aat the beginning of 2004.
I went to see my lawyer yesterday. now he suggesting i should tranfer to chapter7. which is at the cost of 1000...I declined. Seems lawyer doesnt have my best intrest in mind. and im back to where i started in 2004. what if anything are my options at this point. can i fire my lawyer..or does my obligations end with him when or if my case is dismissed?
i guess the "basic" question was answered , yet very vague. You really didnt give me the information i was looking for which was that i dont want to loose my propery or car. esp after paying into this 13 for 6-7 years now. and once it is dismissed what options i have in retaining my property dued to dismissal.
your not obligated to respond sir, I will push accept answer becuse i think you lawyeres are way to clever for me, and i'll spend a small fortune on this website, trying to get a cut and clear answer.
thank you for your time.