I don't know what your attorney or the other justanswer.com "expert" is talking about.
It is a fundamental principal of bankruptcy law that a Chapter 7 discharge does not affect a secured lender's interest in the debtor's principal residence. Bankr. Code §524(j).
The botXXXXX XXXXXne is that if you don't make your payments, the lender can foreclose, period, end of story.
Not what you wanted to read, I'm sure, but if you're paying for an answer, the least that you should expect is a correct answer.
If you believe you were poorly served by the other expert, you can email customer service at [email protected] and demand a refund of your $29.00, under the 100% satisfaction guarantee.
And, if you have other legal questions and you want a correct answer, with citations to relevant legal authority, feel free to contact me again.
Hope this helps.
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