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My husband lost a home to foreclosure and defaulted on various credit cards. Is it possible that he can file bankruptcy on his own without including me?
Optional Information: State/Country relating to Question: California
Hello,Thank you for your question. I am happy to assist you.A husband and wife are not required to file a bankruptcy jointly. One party can file without the other.The effect on the non-filing spouse will be dependent upon whether there are joint debts and/or joint assets. If there are no joint debts and no joint assets, there may be little or no effect on the non-filing spouse. If there are joint debts and/or joint assets, the non-filing spouse would remain liable on the joint debt and the joint assets would need to be included in the filing.I hope that the information which I provided was helpful to you.Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.