Are the mortgage payments included in the Chapter 13 plan, or are the mortgage payments being made separately from the plan?
We are not sending them to our trustee, just mailing them to our mtg. co.
Our payments to our trustee do not include anything towards our mtg, accept to pay an small escrow shortage.
During the foreclosure, where we don't make the mtg. payments, that money will be used to move. (The foreclosure process takes up to a year?) At what point, does our BK plan have to be modifed? Is it only after we are relocated and have our new expenses?
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