Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
It was chapter 7, Oct 31, 2005. The letter from the county stating that the mortgage has been paid off, per Wells Fargo stating that the $82,000 home equity line had been paid off through bankruptcy. The could not find the deed for the property and they tried several time to get me to sign a new Deed Of Trust? I never replied to these request that were getting intimidating this was about Oct 2009. My question is that Wells Fargo back in Nov-Dec 2005 sent me notices of the payment that had been missed, but it "was not a bill" as stated on the top of the notice. Then about February 2006 I started getting regular bills again. So, I have been paying this loan for 5 years, Aug 2009, I want my payment money back, plus interest, and damages.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).