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Ellen
Ellen, Attorney
Category: Bankruptcy Law
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i filed ch 7 bankruptcy in June 2004 and Total dis-charged

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i filed ch 7 bankruptcy in June 2004 and Total dis-charged in Sept 2004. However i am now disabled to work by my Doctor since June 2009 and filed for Soc Sec Disability, and been turned down twice, letting a lawyer file my appeal. I have a lot of health problems. Can i file ch 7 or what can i do.
Submitted: 6 years ago.
Category: Bankruptcy Law
Expert:  Ellen replied 6 years ago.
Hello,

It does not appear that you are eligible to file another Chapter 7 bankruptcy at this time. A person can file Chapter 7 again if it has been more than 8 years since he or she filed the previous Chapter 7 bankruptcy or 6 years since the filing of a Chapter 13.

However when you ultimately received your social security benefits, those benefits will not be subject to attachment by your creditors
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