Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
If you didn't sign an affirmation agreement while in bankruptcy, then your mortgage was discharged. This means that you are not "personally" liable for the debt, i.e., the lender can't sue you for a deficiency if you default on your payments. However, the lender can still foreclose on the property if you don't make your payments according to the original loan agreement.
Hope this helps.
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