During the divorce, your lawyer should also file a action to partition the personal property (vehicle). This will force both parties on either selling the vehicle or one person buying the vehicle out from the other so that the title is only in one person's name.
If he files chapter 7, it will discharge his liability to his portion of the debts. To the extent that there is joint liability on the debts, the creditors can still look to you for the plan payments, unless you also file a chapter 7.
You can file a chapter 7 and reaffirm the note on the vehicle if you want to keep it.
Please click "Accept" so that I can get credit for this answer. We can continue our conversation after that at no additional charge.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).