I filed Pro-se for Chapter 7 in the beginning of the year and haven't gotten discharged because I didn't do my income tax return until recently due to a big tax liability on which I couldn't make payments on. I recently filed my taxes and already sent a copy to the trustee.
Now, I'm worried about a statement on the "Statement of Intentions", I said I wanted to "re-affirm the debt" of my home and my car. I know now I won't be able to pay and consequently I need to give the property back to the bank and change my option to "Surrender the property". I haven't gotten a discharge yet.
Can I still change my intentions even though it's been like 10 months since I first filed for bankruptcy? If yes, do I have to file ALL THE FORMS again or just the corrected "STATEMENT OF INTENTIONS"? What is exactly the procedure I have to follow please?
Hi, here I am again Joseph.
Since the old question never really closed and is still asking me to accept it even though it has been paid for, I'm just going to ask a second question to give you more business and see if it finally closes...
As I mentioned before I filed Pro-se for Chapter 7 in the beginning of the year and haven't gotten discharged because I didn't do my income tax return until recently due to a big tax liability on which I couldn't make payments on until now. I sent a copy of my return to the trustee since October but it seems they have forgotten about my case. Please tell me Joseph HOW DO I GET THEM TO LOOK AT MY CASE AGAIN AND FINALLY GET IT DISCHARGED? Is there a form I can file for a motion to enter a discharge like they do in Chapter 13?
I don't want a whole year to go by without resolving this Bankruptcy matter.
Thank you Joseph.
I'm so sorry for delaying your new payment. I lost my Bank card and I'm waiting for the new card to be able to fund my account and then pay you.
By the way your response is again very useful, thank you very much!
I'll be paying you as soon as I'm able to fund this account. I'm on my way to check the mail again.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).