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Under 11 USC §103(b), 11 USC §722 (the redemption statute) applies only to Chapter 7 cases. No exceptions.
Hope this helps.
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If the goal is to reduce the loan blance owed on the mobile home to market value (actually "replacement value" under 11 USC §506(a)(2)), you can do this in Chapter 13 via the "lien stripping" provisions of 11 USC §1322. The caveat is that you cannot have acquired the mobile home within 910 days of the date of filing the Chapter 13 petition.
Re credit cards, yes they are discharged under 11 USC §1328.
That said, you seem to be having trust problems. The botXXXXX XXXXXne is that it really doesn't matter what answer I provide here. You have to trust your attorney to get the job done. And, while educating yourself is a good idea, sometimes you can know "too much," and thereby paint your attorney into a corner.
In this case, you were so determined to get a specific answer to a specific question, that you caused me to ignore another way around your problem, and I had to be reminded by a colleague that the §722 redemption may be irrelevant to your goal.
I must move on now, and I wash you the best.