I was advised by the attorney who I consulted with last year that wages can only be garnished in North Carolina for taxes and child support.
As noted, I cannot afford the cost of bankruptcy, extimated to be $1500 for Chatper 13. (I make too make income before all expense to qualify for Chapter 7). I will see if I can find another attorney, but my wife used a different attorney, and her costs were approximately the same.
What is the point of a judgment placing a lien on my home if it can't be sold to get what is owed? What will happen if I don't respond to this summons? If I respond, should I just once again explain my situation? Would it make a difference? My fiancial situation is this. I get paid every two weeks. I just got paid Friday, annd I now have $230 to live on until Friday after next. This is my life now.
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