Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
You can't be "sneaky," if you want to make the bankruptcy work. You can reaffirm the debt to the dentist, by entering into a reaffirmation agreement with the court's approval.
This may make it more difficult to get the Chapter 13 plan confirmed, because the trustee or some other creditor may argue that you are directing too much of your disposible income to a single creditor.
But, that's up to the trustee and your bankruptcy attorney to try to work out.
Hope this helps.
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