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Ellen, Attorney
Category: Bankruptcy Law
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Experience:  Bankruptcy Lawyer. Experienced.
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Im trying to understand a bankruptcy form, schedule F for

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I'm trying to understand a bankruptcy form, schedule F for chapter 7 bankruptcy. What is "Date claim was incurred and consideration for claim. If claim is subject to steoff, so state"? I don't understand this verbage and can't find any other help online. Can you help?
Tim Benson
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Schedule F is for unsecured, nonpriority debts. Most credit cards will be listed here.

What is "Date claim was incurred
For a credit card you would state a date range.

and consideration for claim.
What was given to you in exchange for the debt. For a credit card you can state "numerous purchases and interest on debt"

If claim is subject to steoff, so state"

This would apply if a bank applied money in a bank account against the debt.
Customer: replied 7 years ago.

I am still confused on the "date range" in association with "date claim was incurred". Should I write the range from when I opened the card to when my last payment was made or when my last charge was made? Also, do I need exact dates or can I just use month and year?

Thank you.


You can use month and year and indicate a range.
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