Divorce final in May. Prior, immigrant ex w/ no credit built recording studio in house using my credit. In settlement, I agreed he stays in house/studio w/3 years to assume the mrtg or sell. (it's in my name) I owe $380, worth MAYBE $425, a wash w/ fees so essentially little to no equity
. Also personally financed his debt to me incl. back daycare, his 1/2 of shared debt, &my portion assets he kept ~$20k. also I agreed to b creditor for ~$30k/4 years at 10%. He has failed to pay ANYTHING other than mortgage. I am left with approx. $70k in unsecured credit card debt
from our years together, I walked away with nothing but my kids & a computer. I have no assets
, live in a rental with my kids, no support. I am a self employed designer, I make between $2k and $5k per month gross, ~$60k annually. Current on all debts, but killing me paying $2k per mo. in debt payments for what he kept?! Is bankruptcy a good option for me, and how does my settlement contract
with my ex affect this?HELP!