Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Since it was a personal bankrutpcy as opposed to a corporate, the answer is yes, you can represent yourself.
Please click "ACCEPT" so I may get credit for my time. If you have a couple of follow-up questions I would be happy to address them for you after that at no additional charge.
Okay, this helps a lot. Did you not list this case as a contingent liability on the BK schedules that you filed. This may be why they are saying in the adv proc that it should not be discharged. If there is an allegation of fraud, which is a tort, the BK court is less likely to discharge the liability of this claim as opposed to if it were a civil suit arising out of a breach of contract.
So for now, if we assume that the claim is not discharged, whether it is because it is a tort/fraud claim, or whether it is b/c you did not list it in the BK, or whether it is b/c you opt not to defend it, then the plaintiffs will go back to the court in which their case is filed and continue forward. The damages will thus be determined by that court, not the BK court.