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There is a law suit that has been filed against for non payment of the credit card accounts. Initially, I tried to pay my debts with the help of a debt settlement company.
For a while, I was able to satisfy my creditors with monthly payments to the debt settlement company. During this time. I was having to travel 350 miles from my home to a speciality hospital. Travel, and board is very costly. I literally had to decide if I wanted treatment or not. So it was truly a life or death situation. I chose treatment.
I have gone through my retirement funds, and inheritance, and the only assets I have now is my home, and car. My car is paid for. And I want to keep my home.
I have always been a responsible person, paid my debts and so on. You never expect illness to hit you in your early 40's.