The means test is always calculated on the last six months' paystubs. No attorney should file a Chapter 7
without having them in his or her hands.
Beware hitting the lottery or inheriting money within six months after filing a Chapter 7. The BK Trustee
can claim that type of extra money for the benefit of creditors.
I thought your question had been posted long enough ago for the "additional information" to have appeared when I locked into it. In California, I presume Superior Court, the rules allow a default judgment to be entered either by the court clerk or by the court (judge), and the San Diego court (and probably several others) require that the judgment be entered within 45 days of the default.
An evidentiary hearing will most likely need to be scheduled if:
1. there are credibility issues
2. the complaint alleges fraud
3. the complaint seeks punitive damages
4. the claims include personal injury damages
5. the complaint seeks to quiet title to land, or
6. the complaint asks for injunctive relief.