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Most credit agreements contain a forum selection clause that expressly names the venue for suits/disputes related to the debt.
If the company is based in the US, you can bet that there is a clause that says the matter will be tried in the US. You consent to the forum by incurring the debt/borrowing the money.
This is a matter of contractual agreement, not about reciprocity between countries.
If your contract has a forum selection clause, you're bound by it because you've agreed to be by borrowing the money.
However, if there is no such clause, you would have to be sued in your hometown.
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