Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
Was your Ch 13 dismissed?
It appears that the creditor attached the funds in your account to partially satisfy the judgment. A judgment creditor can attach bank accounts to satisfy a judgment. The creditor is not required to garnish wages although the creditor may also do that.
How can they attach more than is in the account? Will this affect future direct deposits?
What can be done to allow some funds for living expenses? Please answer as completely as possible. I'm asking this for my friend who is very upset, her husband lost his job. I'm trying to help her.
The entire amount can be attached without regard for living expenses. This is unlike a wage garnishment. They attached more than was in the account to provide for the possibility that additional funds may be deposited into the account.