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Question: “I had a bankruptcy in 2005. All debts were discharged including a debt to a credit union. My domestic partner wants me to be a signer on HIS account and the credit union wants me to repay what was discharged before I can be added to his account. This would be the same if I was a beneficiary to his account also. Is this legal?”
Answer: Unfortunately, it’s legal. The credit union can’t legally force you to pay the debt, but that doesn’t mean it has to do business with you. It may refuse do business with you entirely, or it may agree to do business with you if you pay back the debt.
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