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Terry L.
Terry L., Attorney
Category: Bankruptcy Law
Satisfied Customers: 2815
Experience:  Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.
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I live in Arizona. Last year I helped a friend secure a perso

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I live in Arizona. Last year I helped a friend secure a personal loan in my name along with allowing her to place charges on my credit card. She has been making regular payments until now. We have had a falling out and she is not paying on the loan anymore. The total that she owes is around 17,000. Her credit is shot and she is behind on her mortgage, car loans and now me. What recourse do I have in getting a judgment against her that is not dischargealbe in a bankruptcy?
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  Terry L. replied 7 years ago.
Hi there goldcreek,

Unfortunately, absent any fraud or false information in writing, your debt would most likely be dischargeable should she file bankruptcy. You can sue her, and garnish wages, freeze her bank accounts, and put a lien on her home to help recoup your losses. Depending on the equity in the home she owns, if there is more equity than her homestead exemption, then your judgment lien could survive bankruptcy.
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