As to further financial responsibility, the answer to your question is yes.
Even though your car has be repossessed, you are still liable for any and all cost incurred by the creditor. For example, I sell you a car for $6,000, you pay me $1,000 back and then stop paying me. So you still owe me $5,000
Then, I have the car repossessed at a cost of $350 and sell it at auction where I only get $3,000 for the vehicle.
Under these facts, you still owe me the difference between the 5k that you owed me on the note less 3k which is what I got at the auction. So you owe 2k.
PLus you owe all late fees, + $350.00, + the court costs and attorney's fees that have been awarded by the state.
He proabably no longer needs insurance on the car. Please click ACCEPT so I can get credit for my work. We can continue our conversation after this at no additional charge. Thank you for the opportunity to assist you.