Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
You need to carefully review your OLD bankruptcy papers. If the debt was properly listed on your bankruptcy petition and you obtained a discharge--that is your application for bankruptcy relief was granted, then you are not legally responsible for this debt. Then you would send a response to the person sending you the notice that you are no longer responsible for this debt by virtue of your bankruptcy discharge. Along with this response you would attach a copy of the Discharge Order and the Bankruptcy Schedule listing the debt/judgment. If you no longer have copies of your OLD bankruptcy papers, you can easily obtain the documents from the Clerk's Office of the Bankruptcy Court where your filed your case a while back.