Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
No. A Chapter 13 bankruptcy sets up a repayment schedule so all debts are paid over time, usually 3-5 years. Filing for Chapter 13 bankruptcy is usually a better option when the debts are not dischargeable or the debtor wants to keep his/her property.
The framework for every Ch. 13 is the same. There are certainly different things that happen in every bankruptcy, but the law that applies to all is the same.