Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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You can consider purchasing the forms and filing yourself. .
As an individual, there are two types of bankruptcy available. A Chapter 7 and a Chapter 13. There are distinct differences in between a Chapter 7 and a Chapter 13 bankruptcy. The card in both names appears to not be dischargable in any type of bankruptcy
A Chapter 7 bankruptcy could discharge (erase) all of your unsecured debt such as credit cards, judgments and personal loans. It would be an opportunity for a fresh financial start. However, you may have to surrender assets that exceed your exemption.
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