Bankruptcy Law Questions? Ask a Bankruptcy Lawyer Now.
You appear able to file a Chapter 13 at this time.
A person can file Chapter 7 again if it has been more than 8 years since he or she filed the previous Chapter 7 bankruptcy or 6 years since the filing of a Chapter 13.
However, there is no time restriction in filing a new chapter 7 case after a prior Chapter 13 case if 100% of the allowed unsecured claims where paid or the actual payments under the previous Chapter 13 plan comprised at least 70% of the allowed unsecured claims.
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
Thank you, FLAandNYLAWYER